💰 Payment Methods
Flipkart accepts multiple payment methods to make your shopping convenient and secure.
💳
Credit/Debit Cards
Visa, MasterCard, American Express, RuPay
- Instant payment processing
- Secure 3D authentication
- Save cards for future use
- EMI options available
🏦
Net Banking
All major banks supported
- Direct bank account deduction
- Secure bank gateway
- Real-time payment confirmation
- No additional charges
📱
UPI & Digital Wallets
PhonePe, Google Pay, Paytm, Amazon Pay
- Quick one-tap payments
- Instant payment confirmation
- Cashback offers available
- No wallet top-up required
💵
Cash on Delivery
Pay when you receive your order
- Available for eligible orders
- No advance payment required
- Inspect before payment
- Small convenience fee may apply
📊
EMI Options
No Cost EMI and Regular EMI
- 3, 6, 9, 12, 18, 24 months
- Credit cards and Bajaj Finserv
- No hidden charges
- Instant approval
🎁
Gift Cards
Flipkart Gift Cards and Vouchers
- Use multiple gift cards
- Combine with other payments
- No expiry on gift cards
- Perfect for gifting
🛒 How to Make a Payment
1
Add to Cart
Add your desired products to the shopping cart and proceed to checkout.
2
Review Order
Review your order details, delivery address, and applied offers.
3
Choose Payment
Select your preferred payment method from the available options.
4
Complete Payment
Enter payment details and complete the secure transaction.
5
Order Confirmation
Receive order confirmation via SMS and email with tracking details.
📊 EMI Information
Convert your purchases into easy monthly installments with our EMI options.
💳 Credit Card EMI
| Bank |
Tenure Options |
Processing Fee |
Interest Rate |
| HDFC Bank |
3, 6, 9, 12, 18, 24 months |
₹199 |
13-17% p.a. |
| ICICI Bank |
3, 6, 9, 12, 18, 24 months |
₹199 |
13-17% p.a. |
| SBI Cards |
3, 6, 9, 12, 18, 24 months |
₹199 |
13-17% p.a. |
| Axis Bank |
3, 6, 9, 12, 18, 24 months |
₹199 |
13-17% p.a. |
🏦 No Cost EMI
- Available on select products and credit cards
- No interest charged to customers
- Discount equivalent to interest is provided
- Processing fee may still apply
🔒 Payment Security
🛡️ Your Payments are 100% Safe
- SSL Encryption: All payment data is encrypted using 256-bit SSL
- PCI DSS Compliant: We meet the highest payment security standards
- 3D Secure: Additional authentication layer for card payments
- Fraud Detection: Advanced algorithms monitor for suspicious activities
- No Storage: We never store your complete card details
🔐 Security Tips
- Always check for the padlock icon (🔒) in your browser
- Never share your OTP or CVV with anyone
- Use secure internet connections for payments
- Log out after completing your transaction
- Monitor your bank statements regularly
🔧 Payment Troubleshooting
❌ Payment Failed
Possible Reasons:
- Insufficient balance in account
- Incorrect card details entered
- Bank server temporarily down
- Transaction limit exceeded
Solution: Check details and try again, or use alternative payment method.
💳 Card Declined
Possible Reasons:
- Card expired or blocked
- International transactions disabled
- Daily limit exceeded
- Incorrect CVV or expiry date
Solution: Contact your bank or try another card.
🏦 Net Banking Issues
Possible Reasons:
- Bank website maintenance
- Session timeout
- Incorrect login credentials
- Transaction password issues
Solution: Try after some time or use alternative payment.
📱 UPI Payment Failed
Possible Reasons:
- UPI PIN incorrect
- Bank server issues
- Account not linked properly
- Daily transaction limit reached
Solution: Check UPI app and bank account status.
💰 Refunds & Cancellations
🔄 Refund Timeline
| Payment Method |
Refund Timeline |
Process |
| Credit/Debit Cards |
5-7 business days |
Automatic refund to original card |
| Net Banking |
5-7 business days |
Refund to original bank account |
| UPI/Digital Wallets |
1-3 business days |
Instant refund to wallet/account |
| Cash on Delivery |
7-10 business days |
Bank transfer to provided account |
| Gift Cards |
Instant |
Refund to Flipkart Gift Card |
📋 Refund Process
- Initiate return/cancellation request
- Product pickup (if applicable)
- Quality check and approval
- Refund processing initiated
- Amount credited to original payment method
🎁 Payment Offers & Cashback
💳 Bank Offers
- HDFC Bank: 10% instant discount up to ₹2000
- ICICI Bank: 5% cashback up to ₹1000
- SBI Cards: No cost EMI on all purchases
- Axis Bank: 15% discount on first purchase
📱 Digital Wallet Offers
- PhonePe: Cashback up to ₹500 on orders above ₹1999
- Google Pay: Scratch cards with assured cashback
- Paytm: Cashback up to ₹300 on first order
- Amazon Pay: 5% cashback on all orders
💡 Pro Tips for Maximum Savings
- Check for bank offers before making payment
- Use No Cost EMI for expensive purchases
- Combine multiple offers when possible
- Use Flipkart Gift Cards for additional discounts
- Time your purchases during sale events